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2009-2012 Development Trend of China's automobile finance industry analysis and investment strategie
 添加时间:2010-07-08 原文发表:2010-07-08 人气:74


2009-2012 Development Trend of China's automobile finance industry analysis and investment strategies depth research report


Preface

     Auto Finance is mainly in car production, distribution, purchase and consumption sectors in the financial intermediation of funds, including financing, credit application, mortgage discounts, securities issuance and trading, and related insurance and investment activities. It is the automobile manufacturing, distribution, service and maintenance combined with the financial industry the inevitable result of infiltration.

     Auto financing in China is still in its infancy, and in foreign countries, auto finance companies have many years of market tests in the mature growth, developed countries, the proportion of loans to buy cars on average are about 70%. By 2006, 41 countries have 38.2% of the users car loans, auto finance companies have become an important source of profit for the company car one.

     August 18, 2004, Shanghai General Motors Co., Ltd. was formally established, this is "Auto Finance Companies" and "Auto Finance Companies Rules," was unveiled China's first auto financing company, marking China's auto financing automobile industry began to specialized financial services companies led during the conversion. Shortly afterwards, Ford, Toyota, Volkswagen Financial Services have been established. October 1, 2004, the CBRC has promulgated the "Measures for the Administration car loans" to replace "auto loan management approach" to further regulate the automobile consumption credit business. China's automobile consumption credit started to become a professional, large-scale direction. In this process, the insurance companies in the automotive business Judai Xian consumer credit market, increasing the role of desalination, professional service firms began automobile credit, banks and auto finance companies to begin full-scale competition.

     From the perspective of the development in recent years, the development of auto finance companies are more slowly, by its own brand and financing costs as a single constraint, auto finance company loan interest rates often higher than commercial banks, their development has been a strong suppression of bank auto loans. But in the second half of 2008 economic downturn, as auto finance companies are pushing the "zero interest rate" car loan, attracting a large number of consumer choice, the current auto finance companies share more than the first commercial bank, received more than half share. As of the end of 2008, China's auto finance company's total assets reached 38.115 billion yuan, the first time the industry as a whole to profitability. This means that after the initial exploration into the domestic auto financing will be truly healthy development stage. As of the end of July 2009, China's total automobile finance company 10. Mostly dominated by the multinational auto giants, including six foreign-owned enterprises, joint ventures, three, and only one is funded enterprises (silver emblem Chery Automobile Finance Co., Ltd.). Years from the approval of view, the two approved in 2004, 2005, approved the three, in 2006 approved a 2, 2007, approved a 2, 2008, an unallocated, the one approved in 2009.

     Financial services product distribution and consumption of automotive lubricants, on the development of the auto industry plays an irreplaceable role. With the younger consumer groups, the concept of the continuous development of all consumer and auto finance its own continuous improvement, development, and the proportion of car loans will be increased year by year. The enterprises of the cars, the auto finance not only to a certain extent, driven sales, their profits are very substantial, combined with diverse strengths and so on, will be more and more optimistic about the car business.


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【Price】 English: Text version: 16,800 yuan electronic version: 17,800 yuan text version + electronic version: 18,800 yuan (RMB)

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【Report Contents】:

Chapter 2008-2009 World Auto Finance Industry Analysis 11
Section 2008-2009 11 Summary of financial development in the world automobile
1, produces 11 international auto finance
Second, the characteristics of 11 international automotive finance
Third, the development trend of 16 international automotive finance
1, auto finance industry's import of 16
2, auto finance industry's growth stage 16
3, auto finance industry's maturity 17
Fourth, the development of the world car status and trends of financial services 17
Section 2008-2009 of the world auto financing model 23
First, the U.S. auto finance model 23
Second, the German auto financing model 27
Third, the Japanese auto financing model 30
Fourth, the United States and Germany and Japan features 33 auto finance
5, the International Automobile Finance Model of China 36
Section 2008-2009 of the U.S. auto finance development of 37
First, the U.S. car loan securitization market 37
Second, the plight of the U.S. automobile market automobile finance a fuse 38
Third, the United States HSBC auto finance market 39 out of
IV 2008-2009 the world's major auto finance companies operating conditions of 39
First, Ford Motor Credit Company (Ford Motor Credit Company LLC) 39
Second, Volkswagen Financial Services (Volkswagen Financial Services AG) 41
Third, financial services company General Motors (GMAC) 41

Chapter Chinese auto finance industry, 2008-2009 Analysis of Operating Environment 43
Section 2008-2009 of the economic environment in China 43
First, the Chinese GDP of 43
Second, the disposable income of state residents 55
Third, financial securities and insurance industry Analysis 57
Section II, 2008-2009 China Automotive monetary policy and regulatory environment of 59
A new "Auto Loans" five changes in 59
Second, deregulation boost auto finance company 61
Motor vehicle regulation of financial services 62
Fourth, the CBRC to strengthen supervision of 64 auto finance companies
5, limited regulatory structure set up 65 auto finance
Section 2008-2009 of the Chinese auto finance social environment 65
First, China's total financial assets increased by 65 people
Second, China's auto consumption tend to reason 66 people
Third, the absence of domestic credit service system 70
Fourth, accelerate the construction of 71 individual credit system in China

Chapter Chinese auto finance industry, 2008-2009 situation analysis of 76
Section 2008-2009 of the Development of China's auto financing 76
First, the need to improve the auto finance market, 76
Second, China's auto financing service model 77
Motor vehicle finance industry value chain analysis 80
Fourth, China's auto development financial institutions, 82
Section II, 2008-2009 China Automotive 83 financial sector problems
First, China's automobile finance industry problems 83
Second, China's development of the financial constraints of 84 automobile
Third, the development of Chinese automobile finance companies limit of 85
Section 2008-2009 of Auto Finance 85 Suggestions
First, increase the intensity of auto finance product innovation 85
Second, to promote the development of China's automobile finance policy recommendations 86
Third, improve the development of automotive financial services in supporting the legal system 86
Fourth, China's auto financing innovation proposed 88

Chapter IV 2008-2009 Consumer Credit Market in China Auto News of 89
Section 2008-2009 of China's automobile consumption credit 89
First, the development characteristics of China's automobile consumption credit 89
Second, foreign auto credit to the Auto Credit Market 96
Third, China's auto credit problems 97
Fourth, China's automobile consumption credit market trends 97
Section 2008-2009 of China's automobile consumption credit model 98
First, China's automobile consumption credit business model of 98
Second, China's automobile consumption credit risk analysis models 100
Third, China's automobile consumption credit business model trends 101
Section III, 2008-2009 China Automotive Consumer Credit Market Problems and Solutions 102
First, the reasons for automobile credit market issues 102
Second, China's automobile consumption credit market problems 103
Third, China's automobile consumption credit market development measures 104
Fourth, China's auto loan industry chain of 104 Ways to Improve
5, the main obstacle to China's auto credit and Countermeasures 106
6, China's auto credit market development proposal 109

Chapter 2008-2009 Automobile Insurance Market Trend 111
Section 2008-2009 of the world's auto insurance state 111
First, the characteristics of auto insurance and basic principles 111
Second, the origin of 116 car insurance
Third, the world's major countries, the development of automobile insurance 117
Fourth, similarities and differences between U.S. car insurance 118 zM Mortgagecompaniesloans Loans Szh Zh Hant %E7%94%B7%E7%88%B5 Mortgage Companies Loans 2009-2012 Development Trend of China's automobile finance industry analysis and investment strategie - 服务业 - 亚中研究报告网u j j Mortgage Companies Loans Mortgage Companies Loans Mortgage Companies Loans dM Mortgagecompaniesloans Loans Szh Zh Hant %E7%94%B7%E7%88%B5 Mortgage Companies Loans 2009-2012 Development Trend of China's automobile finance industry analysis and investment strategie - 服务业 - 亚中研究报告网p r Forex e Mortgage Companies Loans Mortgage Companies Loans Mortgage Companies Loans